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Whereas Africa’s digital transformation began over a decade ago, investors only recently realized Latin America was prime for FinTech disruption. Africa continues to be a venture capitalist’s Mecca, with FinTech investments estimated to surpass $10b by 2025. While Africa continues this trajectory, many financial industry stakeholders capitalize on Latin America’s FinTech sector. 

It is an economic and geographical parallel as Latin America’s unbanked are turning to FinTechs to service their financial needs just as their African counterparts have. As identified in Africa, Latin America additionally has a high population of unbanked/ underbanked consumers and small businesses. Many have digital-only bank accounts or mobile wallets; others use prepaid cards, BNPL loans, and other methods of point-of-sale finance (American Banker, February 14, 2022). 

As an established leader in cloud-based architecture, Youtap’s products provide a range of White-Label applications for business, consumer, and retail management banking. Youtap offers a comprehensive range of features that banks and financial service providers can White Label and take to market, with application modules that process payment alternatives. These include options for money payments, cash transactions, and traditional payments. 

Youtap is in an enviable position because it is at the forefront of advanced development. Whether FinTech issues and opportunities are in Africa or Latin America, Youtap can be a leader in these regions, just as it was in Africa in? Youtaps geographical positioning continues its ability to positively change the lives and economic invisibility of the geographies unbanked, a populace that has endured generations of financial indifference.   

American Banker reports that Fintechs see fresh opportunities in Africa while investing in Latin American FinTech. The following links report more comprehensively on this:, and

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